[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"skill:01M7458R8ZEFQFCZR47TKNRYF4":3,"skill-same:01M7458R8ZEFQFCZR47TKNRYF4":77},{"skillNo":4,"name":5,"nameZh":6,"description":7,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":16,"categories":17,"keywords":18,"publishedAt":19,"linkOnly":20,"markdownContent":21,"markdownBody":22,"frontMatter":23,"refName":26,"commitSha":27,"skillDirectory":28,"forksCount":29,"repositoryHtmlUrl":30,"repositoryHomepageUrl":6,"ownerHtmlUrl":31,"ownerBlogUrl":6,"ownerDescription":6,"updatedAt":32,"install":33,"resources":46},"01M7458R8ZEFQFCZR47TKNRYF4","budget-forecast",null,"When the user wants to create a budget, forecast future performance, or perform variance analysis. Also use when the user mentions \"financial projections,\" \"2025 planning,\" \"burn rate forecast,\" \"revenue modeling,\" \"budget vs actual,\" \"planning for next year,\" or \"financial roadmap.\" Use this for operational planning and strategic forecasting.","GAJETOso\u002Ffinanceskills","GAJETOso","https:\u002F\u002Favatars.githubusercontent.com\u002Fu\u002F111002359?v=4","01M7457XX3JYD36JJBKJ145ECV","Oso Ayotunde","01M7457XY506ZF494GFQMGRTQ6",47,"MIT","https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fbudget-forecast\u002FSKILL.md",[],[],"2026-11-11 10:02:32",false,"---\nname: budget-forecast\ndescription: When the user wants to create a budget, forecast future performance, or perform variance analysis. Also use when the user mentions \"financial projections,\" \"2025 planning,\" \"burn rate forecast,\" \"revenue modeling,\" \"budget vs actual,\" \"planning for next year,\" or \"financial roadmap.\" Use this for operational planning and strategic forecasting.\nmetadata:\n  version: 1.1.0\n---\n\n# Budget Forecasting\n\nYou are a Financial Planning & Analysis (FP&A) Manager. Your goal is to build accurate, data-driven projections that help the business allocate resources effectively.\n\n## Initial Assessment\n\n1. **Forecasting Horizon**\n   - Short-term (monthly), Medium-term (annual), or Long-term (3-5 years)?\n   - What is the specific business unit or product line?\n\n2. **Driver Identification**\n   - What are the primary revenue drivers? (Units, Price, Retention).\n   - What are the primary cost drivers? (Headcount, Marketing, COGS).\n\n3. **Historical Context**\n   - Do we have 2-3 years of historical Actuals to build from?\n   - Any major expected shifts in strategy or market?\n\n---\n\n## Forecasting Framework\n\n### Priority Order\n1. **Revenue Modeling** (Top-line growth assumptions).\n2. **Resource Allocation** (Headcount and OpEx planning).\n3. **Cash Flow Impact** (Timing of inflows\u002Foutflows).\n4. **Scenario Analysis** (Best, Worst, and Base cases).\n5. **Variance Tracking** (Setting up the Budget vs. Actual framework).\n\n---\n\n## Technical Modeling Steps\n\n### 1. Revenue Drivers\n- Build a bottom-up model based on sales pipeline, churn rates, and average contract value (ACV).\n- Apply seasonal adjustments based on historical trends.\n\n### 2. Expense Planning\n- **Fixed Costs**: Rent, salaries, depreciation.\n- **Variable Costs**: Commissions, cloud hosting, variable marketing.\n\n### 3. Sensitivity Analysis\n- \"What-if\" modeling: \"If churn increases by 1%, what happens to our end-of-year cash balance?\"\n\n---\n\n## Output Format\n\n### Financial Plan Structure\n\n**Executive Summary**\n- Key Financial Targets (Revenue, EBITDA, Net Cash Flow).\n- Major assumptions list.\n\n**The Projections**\n- Monthly\u002FQuarterly P&L forecast.\n- Personnel\u002FHeadcount plan.\n- Capital Expenditure (CapEx) roadmap.\n\n**Risk & Scenarios**\n- Scenario matrix (Bull vs. Bear).\n- Sensitivity table for primary drivers.\n\n---\n\n## Scripts\n- [calculate.py](.\u002Fscripts\u002Fcalculate.py): Deterministic functions for this skill's core computations. Run `python3 scripts\u002Fcalculate.py` to self-test; import the functions instead of doing mental math.\n\n---\n\n## References\n- [Forecasting Best Practices](.\u002Freferences\u002Fforecasting-best-practices.md): Evidence-backed modeling standards.\n- [Scenario Analysis Guide](.\u002Freferences\u002Fscenario-analysis.md): How to structure what-if models.\n\n---\n\n## Related Skills\n- **financial-analysis**: For auditing the 'Actuals' part of Budget vs. Actual.\n- **risk-assessment**: For evaluating the risks inherent in the forecast assumptions.\n- **investment-analysis**: For using the forecast to value the entity.\n","# Budget Forecasting\n\nYou are a Financial Planning & Analysis (FP&A) Manager. Your goal is to build accurate, data-driven projections that help the business allocate resources effectively.\n\n## Initial Assessment\n\n1. **Forecasting Horizon**\n   - Short-term (monthly), Medium-term (annual), or Long-term (3-5 years)?\n   - What is the specific business unit or product line?\n\n2. **Driver Identification**\n   - What are the primary revenue drivers? (Units, Price, Retention).\n   - What are the primary cost drivers? (Headcount, Marketing, COGS).\n\n3. **Historical Context**\n   - Do we have 2-3 years of historical Actuals to build from?\n   - Any major expected shifts in strategy or market?\n\n---\n\n## Forecasting Framework\n\n### Priority Order\n1. **Revenue Modeling** (Top-line growth assumptions).\n2. **Resource Allocation** (Headcount and OpEx planning).\n3. **Cash Flow Impact** (Timing of inflows\u002Foutflows).\n4. **Scenario Analysis** (Best, Worst, and Base cases).\n5. **Variance Tracking** (Setting up the Budget vs. Actual framework).\n\n---\n\n## Technical Modeling Steps\n\n### 1. Revenue Drivers\n- Build a bottom-up model based on sales pipeline, churn rates, and average contract value (ACV).\n- Apply seasonal adjustments based on historical trends.\n\n### 2. Expense Planning\n- **Fixed Costs**: Rent, salaries, depreciation.\n- **Variable Costs**: Commissions, cloud hosting, variable marketing.\n\n### 3. Sensitivity Analysis\n- \"What-if\" modeling: \"If churn increases by 1%, what happens to our end-of-year cash balance?\"\n\n---\n\n## Output Format\n\n### Financial Plan Structure\n\n**Executive Summary**\n- Key Financial Targets (Revenue, EBITDA, Net Cash Flow).\n- Major assumptions list.\n\n**The Projections**\n- Monthly\u002FQuarterly P&L forecast.\n- Personnel\u002FHeadcount plan.\n- Capital Expenditure (CapEx) roadmap.\n\n**Risk & Scenarios**\n- Scenario matrix (Bull vs. Bear).\n- Sensitivity table for primary drivers.\n\n---\n\n## Scripts\n- [calculate.py](.\u002Fscripts\u002Fcalculate.py): Deterministic functions for this skill's core computations. Run `python3 scripts\u002Fcalculate.py` to self-test; import the functions instead of doing mental math.\n\n---\n\n## References\n- [Forecasting Best Practices](.\u002Freferences\u002Fforecasting-best-practices.md): Evidence-backed modeling standards.\n- [Scenario Analysis Guide](.\u002Freferences\u002Fscenario-analysis.md): How to structure what-if models.\n\n---\n\n## Related Skills\n- **financial-analysis**: For auditing the 'Actuals' part of Budget vs. Actual.\n- **risk-assessment**: For evaluating the risks inherent in the forecast assumptions.\n- **investment-analysis**: For using the forecast to value the entity.\n",{"name":5,"metadata":24,"description":7},{"version":25},"1.1.0","main","8f8582432b3a9759e7100ce15533d2367c5566a4","skills\u002Fbudget-forecast",14,"https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills","https:\u002F\u002Fgithub.com\u002FGAJETOso","2026-11-01 19:06:28",{"source":8,"skillName":5,"commands":34,"prompt":44,"zipAvailable":45},[35,38,41],{"tool":36,"command":37},"npx","npx skills add GAJETOso\u002Ffinanceskills --skill budget-forecast",{"tool":39,"command":40},"bunx","bunx skills add GAJETOso\u002Ffinanceskills --skill budget-forecast",{"tool":42,"command":43},"pnpm","pnpm dlx skills add GAJETOso\u002Ffinanceskills --skill budget-forecast","安装技能，技能地址：https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fbudget-forecast\u002FSKILL.md",true,[47,53,59,63,67,71],{"path":48,"resourceType":49,"resourceTypeDesc":50,"sizeBytes":51,"sourceHtmlUrl":52},"evals\u002Fevals.json","REFERENCE","参考文档",3244,"https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fbudget-forecast\u002Fevals\u002Fevals.json",{"path":54,"resourceType":55,"resourceTypeDesc":56,"sizeBytes":57,"sourceHtmlUrl":58},"evals\u002Ffiles\u002Fhistory_and_drivers.csv","ASSET","资产文件",175,"https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fbudget-forecast\u002Fevals\u002Ffiles\u002Fhistory_and_drivers.csv",{"path":60,"resourceType":49,"resourceTypeDesc":50,"sizeBytes":61,"sourceHtmlUrl":62},"EXAMPLE.md",1213,"https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fbudget-forecast\u002FEXAMPLE.md",{"path":64,"resourceType":49,"resourceTypeDesc":50,"sizeBytes":65,"sourceHtmlUrl":66},"references\u002Fforecasting-best-practices.md",1216,"https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fbudget-forecast\u002Freferences\u002Fforecasting-best-practices.md",{"path":68,"resourceType":49,"resourceTypeDesc":50,"sizeBytes":69,"sourceHtmlUrl":70},"references\u002Fscenario-analysis.md",1127,"https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fbudget-forecast\u002Freferences\u002Fscenario-analysis.md",{"path":72,"resourceType":73,"resourceTypeDesc":74,"sizeBytes":75,"sourceHtmlUrl":76},"scripts\u002Fcalculate.py","SCRIPT","脚本",1557,"https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fbudget-forecast\u002Fscripts\u002Fcalculate.py",[78,85,92,99,106,113],{"skillNo":79,"name":80,"nameZh":6,"description":81,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":82,"categories":83,"keywords":84,"publishedAt":19},"01M745DSK21QQTSYM6WRABKEGG","working-capital-analysis","When the user wants to analyze or optimize working capital — receivables, payables, inventory, and the cash conversion cycle. Also use when the user mentions \"DSO,\" \"DPO,\" \"DIO,\" \"cash conversion cycle,\" \"cash tied up,\" \"AR aging,\" \"payment terms,\" \"working capital peg,\" or \"free up cash.\"","https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fworking-capital-analysis\u002FSKILL.md",[],[],{"skillNo":86,"name":87,"nameZh":6,"description":88,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":89,"categories":90,"keywords":91,"publishedAt":19},"01M745DN4XR2ZSXTJEFTJEWEYT","wacc-computation","When the user wants to calculate the Weighted Average Cost of Capital (WACC) for valuation or capital budgeting. Also use when the user mentions \"cost of equity,\" \"cost of debt,\" \"CAPM,\" \"beta unlevering,\" \"risk-free rate,\" or \"equity risk premium.\"","https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fwacc-computation\u002FSKILL.md",[],[],{"skillNo":93,"name":94,"nameZh":6,"description":95,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":96,"categories":97,"keywords":98,"publishedAt":19},"01M745DHXNRN2ZRQW1V3KHVQ37","venture-debt","When the user wants to evaluate or structure debt for high-growth, venture-backed startups. Also use when the user mentions \"startup loan,\" \"warrants,\" \"venture lending,\" \"debt covenants for tech,\" \"non-dilutive funding,\" or \"growth capital debt.\"","https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fventure-debt\u002FSKILL.md",[],[],{"skillNo":100,"name":101,"nameZh":6,"description":102,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":103,"categories":104,"keywords":105,"publishedAt":19},"01M745DFB95MJWYSA60ZB7S9Q2","variance-analysis","When the user wants to analyze the difference between actual and standard costs in manufacturing. Also use when the user mentions \"material price variance,\" \"labor efficiency,\" \"overhead variance,\" \"standard costing,\" or \"production audit.\"","https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fvariance-analysis\u002FSKILL.md",[],[],{"skillNo":107,"name":108,"nameZh":6,"description":109,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":110,"categories":111,"keywords":112,"publishedAt":19},"01M745DB7245Z297EJW8T7PZVJ","treasury-management","When the user wants to manage corporate liquidity, investments, or financial risks like FX and interest rates. Also use when the user mentions \"cash positioning,\" \"foreign exchange risk,\" \"interest rate hedging,\" \"corporate investment policy,\" \"liquidity planning,\" or \"managing bank relationships.\"","https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Ftreasury-management\u002FSKILL.md",[],[],{"skillNo":114,"name":115,"nameZh":6,"description":116,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":117,"categories":118,"keywords":119,"publishedAt":19},"01M745D86PF5X0K6K30DP3P0VP","three-statement-modeling","When the user wants to build an integrated financial model linking income statement, balance sheet, and cash flow. Also use when the user mentions \"3-statement model,\" \"integrated model,\" \"balance sheet doesn't balance,\" \"circular reference,\" \"revolver plug,\" \"model drivers,\" or \"financial projections.\"","https:\u002F\u002Fgithub.com\u002FGAJETOso\u002Ffinanceskills\u002Fblob\u002Fmain\u002Fskills\u002Fthree-statement-modeling\u002FSKILL.md",[],[]]