token-budget-advisor
Offers the user an informed choice about how much response depth to consume before answering. Use this skill when the user explicitly wants to control response length, depth, or token budget. TRIGGER when: "token budget", "token count", "token usage", "token limit", "response length", "answer depth", "short version", "brief answer", "detailed answer", "exhaustive answer", "respuesta corta vs larga", "cuántos tokens", "ahorrar tokens", "responde al 50%", "dame la versión corta", "quiero controlar cuánto usas", or clear variants where the user is explicitly asking to control answer size or depth. DO NOT TRIGGER when: user has already specified a level in the current session (maintain it), the request is clearly a one-word answer, or "token" refers to auth/session/payment tokens rather than response size.
- License 许可
- Apache-2.0
- 最近更新
- 2026-11-08
- Stars
- ★ 0
- Forks
- 0
01 前言 Front Matter
- name
- property-insurance-basics
- description
- Core concepts for property insurance coverage analysis including policy types, coverage limits, and common exclusions
03 SKILL.md 正文
Property Insurance Basics
Overview
This skill provides foundational knowledge for analyzing property insurance claims. It covers standard policy structures, coverage types, common exclusions, and the claims evaluation process.
How to Use This Skill
When evaluating a property insurance claim:
- Identify the policy type (HO-1 through HO-8, commercial, etc.)
- Determine coverage limits and deductibles
- Check for applicable exclusions (flood, earthquake, wear and tear)
- Assess whether the claimed damage falls within covered perils
- Evaluate the documented loss amount against policy limits
Coverage Types
- Dwelling coverage (Coverage A): Structure of the home
- Other structures (Coverage B): Detached structures
- Personal property (Coverage C): Contents and belongings
- Loss of use (Coverage D): Additional living expenses
- Liability (Coverage E): Personal liability protection
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